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David Plunk's avatar

Scammers got me good late last year. I usually don't pick up a call from a number I don't know. And I didn't the first time. But they called right back and I have young kids so I wanted to make sure someone didn't need me. They posed as my bank saying there was a fraudulent charge on my account. I was driving to get my kids from daycare so I couldn't check my account myself to see what the charge was.

So how they got me was they knew the exact process that the bank uses when you actually have a fraudulent charge, or close enough to where I didn't question it. And I also didn't question it because I had an actual fraudulent charge fairly recently before that. So I thought it just happened again. Went through the process of giving them access to my account and they transferred as much as they could out. I didn't even realize it until a few days later when I couldn't log into my account and the new debit card hadn't show up. Even took the actual bank several minutes of talking with me to figure out it was a scam. Definitely embarrassing and a pain in the ass to deal with the fallout.

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Kay-El's avatar

If this helps anyone AARP has a US scam tracking map and people will write in anonymously about their scam so you know what to look for. I use the Robo Killer app for my phone (I’m not a paid shill, just a happy two year customer who’s sick of this shite). As for emails, I sometimes get phishing ones for banks I don’t even have an account with so easy enough to block.

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